Russians who prefer long-term family composition planning are already wondering if maternal capital will be abolished in 2020. Such assistance has become one of the tools to improve the demographic situation in Russia and a good financial support for parents at the birth of their second and third children, but from time to time, officials argue about the advisability of continuing it.
Program Duration
Initially, a 10-year program term was planned (2007-2016), at the end of which the media periodically mentions the termination of payments due to budget deficits. Nevertheless, the President extended this period already 2 times: in 2016 and 2017. Thus, it is reliably known that maternity capital will not be canceled in 2020 and even extended until the end of the next, 2021. The decision is reflected in Federal Law No. 432-FZ of 12.28.2017.
The certificate for financial state assistance is available to families where the second or subsequent child appeared (was born or adopted) from 01.01.2007 to 12.31.2021. Russians can apply for payment processing at any time after the appearance of the child, even after the program ends. In addition, there are no other restrictions:
- By terms of use: they can be disposed of at any convenient time.
- By the number of applications (payments): charges can be issued as many times as the number of children will be born (adopted). A separate situation concerns the appearance of twins, triplets. For such families, only one payment is provided upon delivery, regardless of the number of children born.
Law No. 432-ФЗ has fixed another innovation - the right to use the funds of mother capital to pay for the services of preschool institutions for the care and care after two months from birth. Although earlier parents had to wait until the age of 3 for their second child. Moreover, it is allowed to choose even extrabudgetary institutions that confirm their right to conduct activities with appropriate accreditation.
In addition, Law No. 418-FZ approved an additional opportunity to receive part of the monthly funds in the form of cash payments up to 1.5 years of age for families with per capita incomes of no more than 1.5 regional living wages (according to the second quarter of the previous year) . The average projected payout amount is about 10,500 rubles. every month.
Resume Indexing
Since the question of the abolition of maternity capital in 2020 is not worth it, future parents will have another nice bonus. The government will resume indexation of payments, suspended in 2016 due to the country's difficult financial situation. The decision was made in the framework of the state national project "Demography". The amount of accruals will grow according to inflation. According to the indicators reflected in the budget of the Russian Pension Fund for the planning period 2020-2021, the following figures are forecasted:
- for 2020 (with inflation of 3.8%) - 470,241 rubles;
- for 2021 (with inflation 4%) - 489,051 rubles.
On a note! During the period of the “freezing” of indexation (2016-2019), payments were set at 453,026 rubles.
The effect of mothercapital in Russia
The program has been launched in Russia since 2007 for citizens who became parents of their second and subsequent children (including adopted children). When the first-born, such payments are not provided. Use of funds within the framework of the law is possible only for the following needs:
- Improvement of housing conditions through the repair, restoration or purchase of new housing, but necessarily in the territory of the Russian Federation. The purchase of housing is allowed in the primary and secondary market (under the terms of a mortgage, credit, equity, participant in a cooperative), with the exception of dilapidated buildings, which will not be considered an improvement in living conditions.
- Education (pre-school, secondary, higher), including payment of a hostel for the corresponding period. A prerequisite is the choice of an educational institution with accreditation, its location on the territory of the country and the student's age at the beginning of training up to 25 years.
- Payment of goods / services necessary for the social adaptation of children with disabilities.
- A monthly allowance for a second child, provided that he is born (adopted) after January 1, 2018.
- Formation of the funded part of the maternal pension (by paying a certain part or the whole amount).
At the beginning of the program, the amount of the certificate was 250,000 rubles. over the next years of indexation, up to 2015, it grew to 453 thousand, while at the end of 2016, the President decided not to freeze indexing until 2020.
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